Go Digital With RFL Smart Banking

Experience seamless mobile banking, QR payments, and digital transfers anytime, anywhere in Nepal.

Individual Fixed Deposits

Earn higher returns on your hard-earned savings. Open a fixed deposit with flexible tenures and lucrative rates.

Flexible Home & Auto Loans

Turn your dreams into reality with low-interest home, vehicle, and agricultural loan options customized for you.

Corporate Governance & Legacy

Guided by transparency, institutional integrity, and compliance under Nepal Rastra Bank regulations for over a decade.

Fast & Secure Remittance

Collect international and domestic money transfers easily across our nationwide branch network.

Our Core Offerings

Explore our wide range of tailored financial products designed to build your future and foster mutual growth.

Deposits & Savings 14+ Options

Maximize interest gains with our range of savings accounts and secure high-yield fixed deposit schemes tailored for everyone.

Yield & Min Balance
4.25% p.a. | Min Bal: NPR 100
Compare Accounts

Loan Schemes 9 Credit Lines

Fuel personal milestones or corporate expansions with low-interest Home, Auto, Business, and Agricultural credit lines.

EMI Estimator (5 Yrs)
Est. Monthly: NPR 21,002
Explore Credit Options

Digital Channels 24/7 Access

Manage accounts securely with modern mobile wallets, Fonepay QR scanning, and online inward remittance settlement portals.

Feature Benefits
✓ Fonepay QR ✓ Bills ✓ Real-time Pay
Explore Services

Offers & Network 21 Branches

Find branches nationwide and enjoy merchant partner outlets offering exclusive discounts for RFL card holders.

Quick Hub Directory
Tel: +977-01-5361104 / 5323117
Locate Branches

Introduction

Trusted Financial Partner for Over a Decade

Reliance Finance Limited, a licensed "C" class financial institution, was incorporated in the year 2066 B.S. Promoted by a highly qualified team of diverse business leaders and bankers, we have built a legacy of trust and financial solidity in Nepal.

Led by the vision of our board members and inspired by customer loyalty, we offer robust retail banking, lending, and corporate solutions through a wide network of branches across the country.

21+

Active Branches

100k+

Happy Customers

17+

Years of Legacy

Read More About Us
RFL Welcome Office Board

B.S. 2066

Established & Licensed by Nepal Rastra Bank to deliver absolute excellence.

Quick Loan EMI Estimator

Plan your expenses efficiently. Adjust the sliders below to get a quick estimate of your monthly installments.

Loan Amount NPR 1,000,000
Interest Rate (p.a.) 10.5%
Tenure (Years) 5 Years
Estimated Monthly EMI
NPR 21,494
Principal Amount NPR 1,000,000
Total Interest NPR 289,634
Total Payable NPR 1,289,634
View Full Breakdown & Schedule

Latest Highlights & Events

Stay up to date with our recent corporate announcements, community services, and public notices.

January 14, 2026

16th Annual General Meeting Successfully Conducted

Reliance Finance Limited successfully hosted its 16th AGM, resolving major dividend distributions and capital layouts for the next fiscal period.

May 18, 2025

Official Onboarding of NPS National Card Switch

We are delighted to onboard the NPS National Card Switch and launch the all-new NepalPay card system, offering robust retail transactions.

April 3, 2025

Unveiling RFL Calendar for New Year 2082

Reliance Finance management team unveiled the official calendar for Nepali New Year 2082 featuring highlights of cultural sites.

Corporate Social Responsibility

Making a difference where it matters. We commit ourselves to enhancing public health, education, and relief efforts across Nepal.

June 9, 2021

Kohalpur Branch COVID Food Bank Relief Drive

Providing direct food item distribution and survival relief materials to vulnerable families of Kohalpur Municipality during lockdowns.

March 13, 2021

Free Eye Check-Up & Cataract Surgery Camp

In association with Lions Club International, RFL organized an eye health camp in Lalitpur, restoring vision for 43 senior citizens.

October 2019

Primary School Bag Handover Drive Solukhumbu

Distributing study materials and school bags to children in Solukhumbu district, encouraging primary education access.

View All CSR Activities
Go Digital

Download Reliance Finance Smart App

Access your savings account, execute instant Fonepay QR transfers, pay standard utilities bill, and check loan details with our state-of-the-art secure mobile banking app.

RFL Mobile app dashboard mockup