Agricultural Loan

Funding crop production, cold-storages, horticulture, and livestock operations. Subsidized interest limits as approved by central bank.

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Key Features & Benefits

Subsidized interest rate parameters as per Nepal Rastra Bank guidelines
Flexible repayment terms based on harvest and seasonal income cycles
Financing for crop production, cold storage, and modern agriculture assets
Dedicated relationship officers and free financial guidance

Required Documents

To apply for this, please prepare the following original documents along with their photocopies:

Citizenship Certificate copy of applicant and guarantor
Passport-size photographs of applicant and guarantor
Agricultural land ownership documents (Lalpurja)
Firm/Farm Registration Certificate copy (if commercial)
PAN Card copy
Detailed Project Report (DPR) or business plan of the farm
Tax Clearance Certificate of the farm/firm

Product Overview

Financing Margin Up to 70% of Cost
Maximum Tenure Up to 10 Years

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